:root{
 --navy:#18364d;--blue:#275b86;--teal:#167d86;--teal-dark:#11636a;--silver:#b7c3cb;
 --ice:#eef3f6;--mist:#f7f9fb;--white:#fff;--ink:#20313f;--muted:#657786;--line:#dce4e9;
 --shadow:0 18px 50px rgba(24,54,77,.10);--radius:20px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:"Segoe UI",Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.65;font-weight:400}
a{text-decoration:none;color:inherit}img{max-width:100%;display:block}.container{width:min(1180px,92vw);margin:auto}
.topline{height:5px;background:linear-gradient(90deg,var(--teal),var(--blue),#9db1c0)}
.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav-inner{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:22px}
.logo img{width:240px;height:auto}.nav-links{display:flex;align-items:center;gap:22px}.nav-links a{font-size:.92rem;color:#455d6e}.nav-links a:hover,.nav-links a.active{color:var(--teal)}
.nav-toggle{display:none;border:0;background:none;font-size:1.5rem;color:var(--navy)}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 20px;border-radius:8px;font-weight:600;border:1px solid transparent;transition:.25s}
.btn-primary{background:var(--teal);color:#fff}.btn-primary:hover{background:var(--teal-dark);transform:translateY(-2px)}
.btn-outline{border-color:#9fb1bd;color:var(--navy);background:#fff}.btn-outline:hover{border-color:var(--teal);color:var(--teal)}
.hero{padding:112px 0 104px;background:linear-gradient(120deg,#f8fafc 0%,#edf3f6 58%,#e7f1f2 100%);position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;width:520px;height:520px;border:1px solid rgba(39,91,134,.12);border-radius:50%;right:-210px;top:-180px;box-shadow:0 0 0 70px rgba(22,125,134,.035),0 0 0 140px rgba(39,91,134,.025)}
.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:72px;align-items:center;position:relative;z-index:2}
.eyebrow{font-size:.75rem;letter-spacing:.2em;text-transform:uppercase;color:var(--teal);font-weight:700;margin-bottom:15px}
h1,h2,h3{font-family:"Segoe UI",Arial,sans-serif;color:var(--navy);font-weight:300;letter-spacing:-.02em}
h1{font-size:clamp(3rem,6.2vw,5.7rem);line-height:1.02;margin:0 0 24px}h2{font-size:clamp(2.2rem,4vw,4rem);line-height:1.1;margin:0 0 18px}h3{font-size:1.35rem;font-weight:500;margin:0 0 10px}
.hero p,.lead{font-size:1.16rem;color:var(--muted);max-width:760px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}
.hero-panel{background:rgba(255,255,255,.88);border:1px solid #d6e0e5;border-radius:24px;padding:34px;box-shadow:var(--shadow)}
.hero-panel .statement{font-size:1.55rem;line-height:1.35;color:var(--navy);font-weight:300}.hero-panel .rule{width:48px;height:3px;background:var(--teal);margin:22px 0}
.metric-row{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:14px;overflow:hidden;margin-top:26px}
.metric{background:#fff;padding:18px}.metric strong{display:block;color:var(--teal);font-size:1.18rem}.metric span{font-size:.78rem;color:var(--muted)}
.section{padding:92px 0}.section-alt{background:var(--mist)}.section-blue{background:var(--navy);color:#fff}.section-blue h2,.section-blue h3{color:#fff}.section-blue .lead{color:#cbd6dd}.section-blue .eyebrow{color:#6fd0d0}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:40px}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:40px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:0 8px 28px rgba(24,54,77,.055)}
.card:hover{transform:translateY(-4px);transition:.25s;box-shadow:var(--shadow)}.card-tag{font-size:.72rem;letter-spacing:.16em;color:var(--teal);font-weight:700;text-transform:uppercase}.card p{color:var(--muted)}
.icon{width:44px;height:44px;border-radius:10px;background:var(--ice);display:grid;place-items:center;color:var(--teal);font-weight:700;margin-bottom:18px}
.band{padding:34px 0;background:#e8f1f3;border-top:1px solid #d9e6e9;border-bottom:1px solid #d9e6e9;text-align:center;font-size:clamp(1.25rem,2.3vw,2rem);font-weight:300;color:var(--navy)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:58px;align-items:center}.quote{border-left:3px solid var(--teal);padding-left:26px;font-size:1.35rem;color:var(--navy);font-weight:300}
.questions{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:38px}.question{background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px;min-height:230px;display:flex;flex-direction:column}
.question .n{font-size:.8rem;color:var(--teal);letter-spacing:.16em;font-weight:700}.question h3{margin-top:auto;font-size:1.35rem;line-height:1.25}.question p{color:var(--muted);font-size:.92rem}
.pathway{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;margin-top:36px}.path{padding:22px;background:#fff;border:1px solid var(--line);border-radius:16px}.path small{color:var(--teal);font-weight:700}.path p{color:var(--muted);font-size:.88rem;margin-bottom:0}
.steps{display:grid;gap:15px;margin-top:34px}.step{display:grid;grid-template-columns:56px 1fr;gap:20px;padding:20px 0;border-bottom:1px solid var(--line)}.step-num{width:44px;height:44px;border-radius:50%;background:var(--ice);display:grid;place-items:center;color:var(--teal);font-weight:700}
.page-hero{padding:92px 0;background:linear-gradient(120deg,#edf3f6,#f9fbfc);border-bottom:1px solid var(--line)}.page-hero h1{font-size:clamp(2.8rem,5vw,4.8rem)}.breadcrumbs{font-size:.88rem;color:var(--muted);margin-top:18px}
.cta{background:linear-gradient(120deg,#18364d,#234e6b);padding:70px 0;color:#fff}.cta h2{color:#fff}.cta p{color:#d1dce2}
.footer{background:#10283a;color:#c8d4db;padding:60px 0 25px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:34px}.footer-logo{filter:brightness(0) invert(1);opacity:.94;width:220px}.footer h4{color:#fff;font-weight:500}.footer a{display:block;color:#c8d4db;margin:8px 0}.footer a:hover{color:#fff}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:20px;font-size:.82rem}
.fade{opacity:0;transform:translateY(16px);transition:.65s}.fade.show{opacity:1;transform:none}
.form{display:grid;gap:16px}.form input,.form textarea,.form select{width:100%;padding:14px;border:1px solid #cbd7de;border-radius:8px;font:inherit}.form label{font-size:.9rem;color:#4d6575}
@media(max-width:980px){.hero-grid,.split{grid-template-columns:1fr}.grid-4,.questions{grid-template-columns:1fr 1fr}.pathway{grid-template-columns:1fr 1fr}.nav-toggle{display:block}.nav-links{display:none;position:absolute;top:82px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:22px;flex-direction:column}.nav-links.open{display:flex}.nav-links .btn{width:100%}}
@media(max-width:680px){.grid-3,.grid-4,.questions,.pathway,.footer-grid{grid-template-columns:1fr}.hero{padding:78px 0}.section{padding:72px 0}.metric-row{grid-template-columns:1fr}.logo img{width:205px}}